SABB Credit Card User Guide

Citation preview

ÜÉ``°S äÉbÉ£H ΩGóîà``°SG π«dO SABB Cards User Guide

1

Welcome Welcome to the world of SABB Credit Cards. Your application for the SABB VISA or SABB MasterCard Credit Card is the right choiceas, SABB Credit Cards are welcome in over 20 million establishments in the Kingdom and worldwide. This guide will enable you to make the best possible use of your card, explain its benefits and provide you with answers to your questions. We advise you to keep this guide with you for reference. 800 124 8888 / +966 1 440 8888 / www.sabb.com For more information, please call SABB Direct

kÉ` `Ñ`Mô`` `e .á«fɪàF’G ÜÉ°S äÉ`` bÉ`` £H ⁄É`` Y »`a º`` µH kÉ` ÑMô`` e å«M ,kÉÑFÉ°U kGQGôb ¿Éc OQÉ`cΰSÉe ÜÉ°S hCG Gõ`«`a ÜÉ°S ábÉ£H ºcQÉ«àNEG á°ù°SDƒe ¿ƒ«∏e 20 øe ô`ãcCG »`a Ö«MÎdG á`«fɪàF’G ÜÉ°S äÉ`bÉ£H ≈≤∏J ΩGó`îà°S’G ≈∏Y π``«dódG Gòg ºcóYÉ°ù«°S .⁄É©dG ∫ƒMh áµ∏ªŸG »`a ájQÉŒ äÉHÉLE’ÉH ºcOqhõjh ábÉ£Ñ∏d Iójó©dG ÉjGõŸG ºµd qpÚÑjh ºµàbÉ£Ñd π`ãeC’G ´ƒLôdGh π«dódG Gòg ≈∏Y á¶aÉëŸÉH ºµë°üæf ɪc ,ºµJGQÉ°ùØà°SG º¶©Ÿ .áLÉ◊G óæY ¬«dEG www.sabb.com / +966 1 440 8888 / 800 124 8888

âcôjGO ÜÉ°S `H ∫É°üJ’G ≈Lôj ,äÉeƒ∏©ŸG øe ójõŸG ≈∏Y ∫ƒ°üë∏d

3 Card. The Cardholder may terminate the Agreement at any time by written notice to the Bank accompanied by the return of the Card and of any Supplementary Cards. 7.2

The whole of the Amount Outstanding on the Cardholder’s Card Account together with any outstanding amount incurred by the use of the Card and/or Supplementary Card(s) but not already paid or charged to the Cardholder’s Card Account shall become due and payable to the Bank on the termination of this Agreement. The Cardholder and the Supplementary Cardholder(s) expressly agree that the Bank shall have the right to retain any funds placed in the Cardholder’s and Supplementary Cardholder’s Current/Savings/Time deposit or any other account with the Bank or deposits held as a security for the issuance of Card and/or Supplementary Card(s) for a period of up to 45 days after the Card and any Supplementary Card(s) have been physically returned to the Bank, and to set-off against any such funds without notice to the Cardholder or Supplementary Cardholder all amounts due from the Cardholder to the Bank. In case of a deceased Cardholder or Supplementary Cardholder, his/her estate will be responsible for settling any outstanding balances and other amounts due in respect of Card Transactions and shall keep the Bank indemnified from all costs (including legal fees) and expenses incurred in recovering such outstanding balances.

7.3

In the event of a Cardholder’s bankruptcy or death, all outstanding amounts are immediately due and payable and the holder(s) of any Supplementary Card(s) will immediately cease the use of such Card(s) and return it or them to the Bank and pay any amount that may be Outstanding under these Terms & Conditions.

7.4

The Card remains the property of the Bank at all times and shall be returned to the Bank upon request, together with any Supplementary Card(s) for which the Cardholder is liable.

7.5

7.6

Where this Agreement relates to the use of a Supplementary Card, the Cardholder or the Supplementary Cardholder may terminate this Agreement (in so far as it relates to the use of the Supplementary Card) by written notice to the Bank accompanied by the return of the Supplementary Card. In both circumstances, the Agreement will remain in force until full payment of Card Transactions and all amounts due under these Terms & Conditions, effected by the use of the Supplementary Card, has been received by the Bank. Unless and until such termination takes place, the Bank shall provide a renewal Supplementary Card to the Cardholder from time to time. If, for any reason, the Cardholder fails to comply with the Terms & Conditions of this Agreement, the Bank may terminate this Cardholder Agreement and proceed to recover all amounts outstanding thereunder. The Cardholder shall be responsible for all costs,